Motorcycle Insurance
Florida is one of the best states to own a motorcycle. With abundant sunshine, gorgeous scenery and thousands of places to stop and stretch your legs while taking in Florida’s beautiful state parks and beaches, it’s no wonder there are so many motorcycles on the road.
Unfortunately, motorcycles can be hard to see in certain conditions and accidents do happen. While there are ways to protect yourself and your passenger with helmets, long pants and bright clothing, injuries do happen far too often. Just like automobile insurance, motorcycles need to ensure they’re covered against uninsured motorists and the high cost of medical care that can accumulate after even a fairly minor accident when motorcycles are involved.
It’s not always the other driver’s fault. A motorcyclist can also be cited in an accident. If this happens and the driver does not carry Florida motorcycle insurance in terms of liability insurance, they will be liable for property damages and bodily injuries to others. While motorcycle insurance is not required in Florida, the liability cost is too high to risk not having coverage. Imagine the heartbreak if your motorcycle is stolen! Comprehensive and Collision motorcycle insurance will cover the cost to replace your equipment.
Florida Motorcycle Insurance
Uninsured Motorist Protection
Uninsured motorists are also a danger in Florida. In 2010, nearly one-fourth of all Florida drivers were uninsured making others bear the financial burden of medical expenses and property damage repair. Without uninsured motorists insurance, victims of accidents can spend thousands of dollars on repairs and healthcare out of their own pocket. Without Brown Insurance will work with you to understand all of the options and policies available so that together, we can determine the right coverage for you.
Available Motorcycle Coverage
- Comprehensive & Collision
- Bodily Injury & Property Damage Liability
- Uninsured/Underinsured Motorist
- Medical Payments
- Total Loss Coverage
- Roadside Assistance
- Accessory Coverage
We offer coverage for most motorcycles, including cruisers, sport bikes, touring bikes, dirt bikes, mopeds, scooters, ATVs – even custom motorcycles and motorcycles more than 25 years old. In addition, you can purchase additional coverage for your custom bike which covers the cost of replacement of custom parts and accessories above and beyond the basic amounts covered under comprehensive and collision insurance.
Driving in Florida can be a wonderful experience whether a day trip to the opposite coast or a quick trip to the beach. Make sure you and your passengers are protected from unnecessary costs due to accidents. Contact us for more information or to get your quote today.
